Microfinance refers to a variety of affordable financial services that target low-income clients, living either on or below the poverty line, particularly women. It aims to empower these clients by providing them access to microcredit for income-generating activities, savings and insurance, and remittance services.

A Microfinance Institution (MFI) is an organisation that provides microfinance services such as microcredit, savings and insurance, and remittance services targeted to the poor. All MFIs share the common characteristic of providing these services to a clientele who are otherwise excluded from formal financial services.

There are different eligibility criteria for each type of entity and loan products. Click here to see if you're eligible for a loan.

At the moment we offer the following products
Working Capital Financing
Unsecured Business Loan
Medical Equipment Loan
Secured Business Loan

You can include your spouse/parents/children/ siblings as a co-applicant for the Home Loan and we shall consider his / her income to enhance your loan eligibility.

Maximum of 20 years, subject to retirement age of the borrower or 65 years in the case of self-employed applicant.

The property being financed is usually the security. Once the final instalment is paid, it becomes your house in every sense.

You can may go to the nearest branch directly or send an email to the MHFC Loan Officer or the Local Office Manager or the HR Manager. If not happy with the outcome, you can get in touch with the Managing Director.

There is no need to shop around anymore for loan options to purchase Commercial/ Construction equipment, Earth Moving, Material handling Equipment, Term loans, Working Capital requirements, Bank Gurantee or LC, that your business may require.

You can avail this loan if you are and Individual, Self employed Businessmen, Proprietorship firms, Partnership Firms, Trusts/Societies, Private and Public Limited Companies.

The amount of allowable money borrowed is contingent on many factors. The strength of credit history, previous credit limits, income, residence status, business gross sales, and your time in business are some of the major factors that contribute to acquiring a commercial loan.

The interest rate is fixed.